Home » Tiny House Financing » 5 Ways to Finance a Tiny House
  • Paying for it out of pocket – Depending on the size and materials, a manufactured tiny house can cost up to $40,000.
  • Personal Loan – This option is available to all consumers and evaluated based on credit score, history and income.
  • RV Loan – Some banks and credit unions offer RV loans to those who construct their house within a strict guidelines.
  • Financing from a manufacturer – Tiny house manufacturers may offer financing assistance through their partner lenders. Like other options, borrowers must have a steady income and a strong credit history to qualify.
  • Peer to Peer lender – The interest rates of this option are similar to a personal loan. Similar to other options, borrowers must have a steady income and a strong credit history to qualify. Most lenders have a loan limit ranging from $10,000 to $35,000.

You may also want to read: Tiny House Kit Beginner’s Buying Guide, Comprehensive Guide to the Best Tiny House Books and How to Finance a Tiny Home.

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